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i'm here to tell you the secret...

that their attorney (for the lender, the homeowner or condo association) Judge does not want you to know ..
that will instantly STOP the Foreclosure Auction

Here's the silver bullet that attorneys use to stop the Foreclosure Auction.

before you go on

Remember, here's my disclaimer again, I'm being transparent

We are not a legal firm, we are not attorneys. All the information found herein should not be considered to be legal advice and is to be considered strictly for informational purposes based on our business and personal experiences of over 37 years. If you need legal assistance, consult an attorney that specializes in your legal topic.

What I am not.

I am not here to list your home in the MLS as a Realtor. I am not here looking to buy your home. (like all the mail that you've been getting from Realtors, "investors" and attorneys)
  • I am not an attorney
    I don't play one on TV, I don't play one in Court
    I'm not giving you legal advice
  • I'm not a self-professed GURU
    I'm not a Professional Marketer


What I am.

I'm an experienced and licensed real estate broker in florida with more than 37 years of experience in many facets of residential real estate, mortgages, but especially in foreclosures.
I do know a lot more about the foreclosure topic than most real estate professionals. (ie. Realtors, Mortgage Brokers, Loan Officers, Investors and even attorneys, who don't specialize in foreclosures, many have called me to get up to date information.).

I know about slowing them down. Getting the time needed to figure things out. Whether it's to calmly seek a loan modification and/or slow down the court process to be able to sell the home without losing everything, saving face, being evicted and affecting your credit for the next 10 years and your family.

But right now it's about stopping your Foreclosure Auction.

WHY WOULD YOU EVEN LISTEN TO ME?

Here's a little bit about my background in Real Estate & Foreclosures

I got my first real estate license in 1983, I was 18 years old. 2-3 years before that (at 15 years of age), I was already working with foreclosures.

Back then I had to do data-mining and researching property information for this real estate investor. No computers back then, it was all done with microfiche. All that this investor did was just purchase homes at the foreclosure auctions in cash, fix them and resell them. I was fascinated by the topic, but always wondered.....
  • What about the families?
  • ​What was going to happen to them?
  • ​As a 15 year old kid myself, I would think about what were the kids being told?
  • ​Where are they going to have to move to?
  • ​Change schools?
  • ​What about their friends?
  • ​how about the good friends?
  • ​the close neighbors?
These just some of the thoughts that went through my mind. Fast forward to over the last decade (since 2008), I have been specifically learning strategic foreclosure defenses within the court system, using them to get the time needed to figure out what are the realistic options that one has.

So what are your realistic options?

Can you realistically qualify for a loan modification?
​Sell the property? Short Sale?
Why not just let it go?
No! You will face a much bigger problems with the IRS and Deficiency Judgment.
None of this matters, if you don't STOP the foreclosure auction.
I know all to well what it is to face foreclosure personally. Because back in the day in 2000, I too lost my home in foreclosure. My wife left me and took my 6 month old son.

Within a little over a year, she moved him 226 miles away with a 4 hour drive every time that I wanted to see him. I picked him up religiously every 2 weekends. Hit the road on Fridays by 4 pm, was back home with him by 8 pm. Hit the road again on sundays by 4 pm after church, lunch, a little family time with the sisters, drove again, dropped him off and back home by 8pm. All this started because of my failures and foreclosure.

It completely affected me, since I was already a single dad of 2 daughters. My relationship with my son never got to blossom the way it did with my daughters because of the distance that was forced upon us due to the divorce. All because of the condition of my frame of mind.



  • I know the intense stress that you are in.
  • ​I know the secret depression that you feel coming on.
  • ​I know the sleepless nights.
  • ​I know the worry of Where am I going to go?
  • ​I know the worry of What am I going to do with my family?
  • ​I know the shame and embarrassment that comes with this situation.
  • ​I know the not knowing what to say to your wife.

My Goal is To show you a loop hole, an option on how You can immediately Stop the Foreclosure Auction Instantly without an attorney.

FIGHT IT! DON'T GIVE UP!

That's why I help and offer a way because I believe people, families deserve another chance. No matter what. We all go through stuff because there's just to many foreclosures going on. Too many families being affected. I don't believe they're all at fault. I can't help every homeowner. At least not directly. 

I CAN EMPOWER YOU TO
STOP THE FORECLOSURE

I CAN EMPOWER YOU TO STOP THE FORECLOSURE

PROVIDE YOU THE TOOLS, the SPECIFIC FORMS & Instructions.

I can empower you and show you how to do it yourself, looking over my shoulder, looking at our screen how I would do it. I encourage you and empower you to take matters into your own hands.
Stop the Foreclosure Auction instantly without an attorney. Save thousands of dollars. Save your family.
I'll put the tools, the answers in your finger tips.
God has shown mercy and grace to me and my family. It's my duty to extend it to others in need.
If you're not a praying person, then someone else has been praying for you, because those prayers are being answered now. Since I've focused on helping families in foreclosure. I've been called The Robin Hood of Real Estate

I know that a lot about real estate. I definitely know even more about foreclosures. Right now I'm going to focus on one of my Robin Hood feathers in my hat, one of my arrows and talk to you as The Robin Hood of Foreclosures.
I don't steal from the rich. I help the poor in spirit, the oppressed. I extend hope, options and solutions to the depressed and stressed single mom with her kids, the man that fell on hard times that person that tripped up and fell in a hole with no mal-intent. After all, it's not your fault. Shit happens! Things beyond your control happen!
You Can Stop the Foreclosure Auction! Just like I did. Period.

Here's How You can stop the foreclosure auction

the major Secret 
(No One Tells you)

Here's How You can stop
the foreclosure auction

the major Secret (No One Tells you)


So there's this thing called an Automatic Stay, When it comes to Foreclosures, an Automatic Stay is created when anyone with an interest in the property, anyone that has been named as a Defendant within the foreclosure declares, or has filed for Bankruptcy.

Think along the lines of Automatic Stay, Automatic STOP

A bankruptcy (automatic stay) stops everything and everyone. Processing and filing a bankruptcy is normally a very complicated process, but the part that won't tell you is that, you do not need to have all your paperwork submitted, in order and completed.
That STARTING, initiating a bankruptcy will get you the initial Golden Ticket, your Silver Bullet that you need. and it's called the Notice of Bankruptcy Case Filing
They don't tell you that to get this one document, there is a specific minimum amount of forms needed to initiate the filing of a bankruptcy, once you turn them in and you pay your bankruptcy filing fee to the court.

I will show you a practically unknown Secret, how in most cases, you can just pay a fraction of the fee. For instance, in Miami-Dade, you can initially just pay 50% of the filing fee, in Tampa you can initially just pay $100. It varies from district to district throughout the State. Based on certain conditions, you can even have it waived altogether.
Once you have your notice of bankruptcy case filing. You've hit the bulls-eye.

You'll know with absolute certainty that you have the silver bullet that will shoot down the foreclosure auction the instant that you present it at the Circuit Courthouse.

the last minute Secret to stopping A Foreclosure Auction

the last minute Secret to stopping A Foreclosure 
Auction

Filing Bankruptcy It is the Guaranteed way of Stopping the Auction

Way of stopping the auction. Without going in front of the Judge, Without having to schedule a hearing. You literally file it. Walk it over to the clerk of the circuit court. They immediately (on the stop) pull out of the the foreclosure auction system.
You're done
WHY? Because the bankruptcy (Federal Court) rules over, overrides the circuit court period. You don't have to go crazy trying to figure it all out. You don't have to explain yourself to an expensive attorney to do this.

You can do this with our S.F.A.T. KIT.

How?
We know that if you have less than 7-10 days (depending on the judge), you don't have time for a hearing. Presuming that you even have a legitimate reason to stop/postpone/cancel the sale. We know all that time and paperwork it takes to get a hearing scheduled. We know that you don't have time. I believe in prayer. I believe that god does show up. I believe that god provides answers.
This is an answered Prayer. I'm not going to try to convince you. I also believe that you can't (shouldn't) stick your head in the sand and have.

But what if,
you don't know how to do this all?

But what if, you don't know how to do this all?

It is overwhelming!

You don't have to stress, You don't have to guess. To help those that I or my team can't personally help, whether because we're all booked up, are too far from you or maybe you just want the most inexpensive way to know how to do this. I've created and simplified these steps with this blueprint.

We've got the step by step blueprint with our S.F.A.T. KIT

Get STOP FORECLOSURE AUCTION TODAY Kit with instant online access.

You can do this!

We have the step by step basic S.F.A.T. KIT (Stop your Foreclosure Auction Today Kit)
(should be used within 10-14 Days of the upcoming Foreclosure Auction)
Just $2,497 $997
THIS INCLUDES:
  • Instant Online Access to the S.F.A.T. Member's Area
  • ​Simple watch this video first, Explain how esay it will all be
  • ​​ALL the needed forms to initiate a Bankruptcy (Ch. 7 and Ch. 13)
  • ​You Will also save your home
BONUS: (Available Only to)
  • 5 Property Owner's.
  • That have the same Sale Date.
  • ​​That are in the same County.
We don't want to contribute to the frustration of too many people packing the Federal (Bankruptcy) Court at 8:30 AM. This is why you do this days before the foreclosure auction. Remember, from our personal experience the Federal court is limited usually with only 1-2 available clerks. Keep in mind that we also do this for clients. So we run into property owners at the Federal court all the time that waited until the last minute and they are late, it's 1st come 1st serve.
We want to help. We will continue selling the Basic S.F.A.T. KIT for up to no more than 5 property owners. We will not oversell this Basic S.F.A.T. KIT.  It would not be fair or proper for those that purchased our 24 hour premium S.F.A.T. KIT, for us to oversell the same day to more than 5 families, because we know that there isn't going to be time in the morning of the foreclosure auction.

  You're a good fit for S.F.A.T. if...

  • You have 3 months of worth of rent available or saved up. (1st Month + Last Month + 1 Month Security Deposit) Easily could be $4,500-$9,000 (at rents between $1,500-$3,000/mo.)
  • You Can't afford to start making regular monthly rent payments.
  • ​​You aren't financially ready to start making regular monthly rent payments.  
  • ​You aren't ready to move yet.
  • ​You can't afford to pay movers.
  • ​You don't want to ask family and friends to help you move. 
  • ​You don't want to move the kids to another school district.
  • ​You don't want to have to move all your utilities.

 

You're A Good Fit For S.F.A.T. If...

  • You have 3 months of worth of rent available or saved up. (1st Month + Last Month + 1 Month Security Deposit) Easily could be $4,500-$9,000 (at rents between $1,500-$3,000/mo.)
  • You Can't afford to start making regular monthly rent payments.
  • ​​You aren't financially ready to start making regular monthly rent payments.  
  • ​You aren't ready to move yet.
  • ​You can't afford to pay movers.
  • ​You don't want to ask family and friends to help you move. 
  • ​You don't want to move the kids to another school district.
  • ​You don't want to have to move all your utilities.

And if you are ready to move on your terms

  • Not when the bank takes your property.
  • Not when they aren't going to help you.
  • Not when the bank is going to get a Deficiency Judgment against you
  • Not when the bank can garnish your wages, bank accounts, income tax
  • Not when the bank is going to give you a 1099C at the end of the year for all their loses (even though they are writing them off to the IRS)

You can't afford Not to Stop your Foreclosure Auction

You can't afford Not to Stop your Foreclosure Auction

bottom line Is...

It's going to be very expensive to not stop the foreclosure auction. I am not trying to agitate you, I'm trying to wake you up,
I'm trying to make you aware, I'm trying to bring  reality to you for your family's sake.
Stop the Foreclosure Auction today!
Because we know that you are very anxious for you and your family at the end of your rope. Because I've personally been there.
We are making our SFAT KIT available at this bottom line, at the most affordable reduced price possible of $997
We normally sell this do-It-yourself SFAT KIT for $2,497, but because right now there seems to be an epidemic of families losing their homes. We feel that we gotta help.
That's at a 40% of the Regular Price, That's a reduction of 60% (That's 60% Off!)
Believe me, from trial and error of having to go through mountains and mazes of paperwork throughout the years, I learned exactly how to time it, when to file and what specific forms are needed to get.

I had to learn

Years ago (back in 2008), when the real estate market crashed and no one could finance homes because of all the failing banks. I had to reinvent myself to help homeowners stop their foreclosure. The only solution that I knew at the time, was to request and process a loan modification to get you to start a 3 month payment trial period. I'll never forget the very first family that hired me as their consultant. I was hired by the Sister. She explained to me that they were in foreclosure because her only sibling, her brother, tricked their elderly father and mother to borrow money mortgage the house for a business opportunity. The house was paid off when that happened. When I met them, the father had sadly just passed away. They had been living in the house for over 46 years. 4 Generations were currently living in the house. So, fast forward the son's business idea failed. The son couldn't pay the mortgage and of course, the bank quickly started foreclosing on the house. When I started working on their paperwork. I very soon find out that their home was already scheduled for foreclosure auction in 5 days. At that point, I immediately knew that I didn't have the time necessary to be able to get the bank and the court to stop, postpone or cancel the sale. I went back to the sister, had a family meeting and gave them the facts, and I gave them a check to reimburse their consulting fee because I knew that I couldn't deliver. They wouldn't take their money back, they were desperate. There were 4 family generations living in this home. Grandkids and Great Grandkids too. Their elderly mother didn't understand anything, she had beginnings of dimentia and was in denial about everthing. As you can imagine, its all overwhelming. They just didn't know what to do. They didn't know what options there were.
They literally begged me not to give them their money back, not to abandon them and to please, help them find an answer a solution. They had no where to go. They had no money to move. Definitely no monies to front up for. 1st month, last month and a month's worth of security deposit. They had no other family or resources should they lose their home at the auction within the upcoming days. Yet I knew that there was no time to process a loan modification to see if they qualified, even less time to get the lender to instruct their foreclosure attorneys to stop the auction. I was desperately trying to help and figure out.

How Could I Help This Family?

I Only Had 3 Days To The Auction Day.

So, I thought bankruptcy. I called 3 different attorneys. The cheapest one was $5,000. The family that I was helping didn’t have this kind of money. They had to borrow form someone other family members to pay my consulting fee. I thought oh my god, what, how am I going to help these poor people? I felt ill, sick to my stomach. I was up all night long and into the morning, researching, trying to figure out for days.
How do you do this? What forms did they have to fill out?
All the way up to the night before the auction. Which was scheduled for 9AM the next day. I went at it for over 10 hours straight. I didn't sleep. I was exhausted. I was stressed out for this client. I needed to help them. I couldn’t quit on them. They were counting on me. Go figure, I was the real estate guy. I was up working it until 5:30 AM on the morning of the auction. I was still frantically trying to figure out and filling out papers. I must have printed easily over 150 pages. Needless to say, I was sleep deprived. I finally filled out what I thought was the right paperwork.

With our S.F.A.T. Kit, you won't have to figure any of this out.

I took a super fast shower, got dressed and took off. On my way to the bankruptcy courthouse I called my client, I wanted to make sure that she was awake and getting ready to meet me at the federal courthouse.
I got there at 7:12 AM. OMG There was a long line already. I had to get in that long line to get into the the building, Back then, it was the same federal building as the Immigration Dept, so the line to get into the building was horrible. They would only let 10 people at a time. You had to wait, you had to be in the same line as the people from immigration, even though you were going to another floor and another department.
While I'm waiting in line, my client arrives. While we are standing in line, in front of all these people. I ask her to kneel down and over her knee to start going through this stack of papers and just sign. I told her, just sign every single page that required a signature. I told her, We'll let the clerk figure it out. Finally they let the public in the building at 8:00 AM. (today they don't open until 8:30 AM-auctions start at 9AM)
I finally got in with the 3rd batch of 10 people being let in. I get to the elevator, I rapid push the elevator button for it to get down, it felt like an eternity. The elevator finally opens. I go in. 2 other people get in with me. Finally, I get to the 7th floor, I practically run to the intake room for the bankruptcy department.
As I hand this huge folder of about 150 signed documents, my client just stands behind me and I start to sweat. I'm nervous. She thinks that I know what I'm doing, but I don’t. 20-30 seconds later, in come the other 2 people that went into the elevator with us. One of them goes to the only other available window. The 3rd guy, is in a business suit. He looks like an attorney. He stands behind us all. He looks at his watch. But we got their first, so he’s gotta wait his turn. Just then, the clerk walks up to the window, gets the folder through the window slot, quickly goes through it and says.
What's this?
I say, These are the bankruptcy papers. She glances at them quickly scans through them and says. No, these are all wrong
I'm thinking...
Oh my god, What have I done? This family is going to lose their home of 40+ years, they placed their hope and trust in me and I got it all wrong. The clerk takes out all the papers and starts going through them, she starts taking them out 1-by-1, saying - You don't need this one, You don't need this one. Almost all the papers that I spent 10 hours filling out, were wrong.
She then tells us... 
Your missing several other forms, and I cannot to tell you which one. My client and I look at each other and I say to the clerk. Could you please tell us which forms? clerk says - I'm sorry. I'm not allowed to help you with that. I can only take in the forms and verify if they are correct.
Meanwhile.....
The 3rd Guy, the guy that looked like an attorney. (He didn't know it, but he was God sent!!) He was in fact an attorney. He was there to also file a bankruptcy, to stop a foreclosure for one of his clients. But we were in his way. He can tell that we weren't going to go away. He needed the clerk that was in our window. Well he figured, the only way that we were going to get out of the way was if we got help with the right paperwork. So he interrupts us all.  
He says...
Let me see if I can help you, Let's me see what you have. I give him the folder, he puts it on top of a folding table that is up against a wall behind us, it had electric typewriter on it. He starts going through it. He pulls out the only two correct forms that I had, he turns around and tells the clerk. Hey, could you please give them form number XXX and form number XXX and a blank piece of paper? I only had 2 forms right. The other 146+ documents were wrong. He just spits the names of 2 forms that we needed, We were in shock, how he knew exactly what was needed.
The clerk handed us the two forms. The attorney tells us to quickly fill them out by hand. He then gives us the blank piece of paper and tells us to type a few addresses on the typewriter that's on top of the folding table. We're like... THAT'S IT? He tells us Yes, you can amend this later, but for now you can file your paperwork and get the Notice of Bankruptcy Case Filing that you need so that you can rush over to the auction room. We turn around, hand over the four forms in total, along with the typewritten piece of paper and give the clerk the cash for the bankruptcy filing fee. 
WAIT, there's more . .
The attorney stops us and says. You don't have to pay the whole filing fee today. He turns to the clerk and asks for another form. She gives us the form, we quickly fill it out with his help and wallah.
WE'RE DONE!
We turned it all in with half of the filing fee paid and we got to walk out of there with our golden ticket. The notice of bankruptcy case filing and with the attorney that helped us. We followed him, since we had to go to the same place. We walked to another building, went up another elevator and walked into a room, full of people. There must have been 100-120 people. They were all investors bidding on properties.

Thank God that it's different today.  

They're not located in the immigration building any longer. They got moved to another federal building. It use to be that you would just cross the street and stop the auction. Now the buildings are 3-4 blocks apart. And all the bidding is done online, which unfortunately makes the process faster which means, you have less time if you're doing this the day of the auction.
BIG TIP: 

Don't wait till the DAY of the Auction (unless you have to) The stress will age you 20 years.

But before I share the Details, LET ME ASK YOU?

Do you know how many foreclosures are scheduled to be auctioned DAILY?

At times HUNDREDS. You do not have to go through all that. It's all very different today.
We've got the step by step blueprint with our S.F.A.T. KIT
Stop Foreclosure Auction TODAY Kit with instant online access.
Imagine if every homeowner has this information that you're reading. Imagine if just 20 of these property owners are going into the federal bankruptcy courthouse on the morning of the foreclosure auction. I would almost guarantee that you wouldn't make it.
WHY?
Because from my experience they never have more than 2 clerks working the clerk windows at the time. Most of the time its just one clerk. I'll tell you when is the best time to go file your bankruptcy and why?
Every homeowner that is scheduled to be auctioned off in the coming days, weeks is available to the public. It's public records if you know where to look. This is why you are getting so much advertisement mail from Realtors, Attorneys and even hand-written notes and letters from Investors passing themselves as buyers. The common fatal mistake, that many distressed homeowners make is that...
  • They hire a realtor to list the house, to short sale the house. They make the mistake of thinking that just because they list it and put it in the MLS, that the judge is going to stop the sale. NOPE!
  • ​Sometimes, they somehow get it right and get a court hearing scheduled (which you have to go if they're not an attorney) and present the judge a contract saying that they have it sold.
No! That's Not The Way It Works
In order to attempt to ask a judge to cancel a sale an auction, you need a specific amount of time (7-10 Days) to prepare the proper motion, prepare a notice of hearing, sign, scan, efile (if you can figure it out). Nowadays, they don't even allow you to hand deliver the courtesy copy to the judge's JA. Most everything is done electronically.
It's Like A Puzzle, a MAZE  And Not That Easy.
And you have to notice everyone one (that's legal talk for send a copy of everything to everyone in the service list, everyone involved in the court case)
When you file bankruptcy
  • you don't have to do any of this.
  • ​You don't have to "notice" anyone. 
  • ​You don't have to go in front of a Judge.
That procedure of scheduling a hearing, changes all the time. It's different for most judges. Eventually, if you do make it on time in front of a judge, usually the judge is going to ask you several questions:
  • How much is the offer for?
  • ​How much deposit was given by the buyer?
  • ​How much is the judgment for? 
The Judgment is the court ordered total owed, which includes all the principal balance plus all the backed up payments plus all the attorney fees plus all monies advance by the lender (ie. real estate taxes, forced placed insurance, and anything else that they had to front monies up for)
- Is the deposit held by an attorney? a title company?
- How Long has a mortgage payment not being paid?
Usually, when the judge sees that the numbers don't make sense-the judge doesn't consider it to be a legitimate sale. The judge also looks at how many times a defendant has asked for cancellations/extensions. The Judge looks if any bankruptcy were previously filed that already cancelled or postponed the sale a prior auction. We've experience that the Judge becomes indifferent and denies any further extensions.
When that happens, Your Screwed. Money/Effort/Time was passed and wasted.

You can do this

for Basic S.F.A.T. KIT
Stop your Foreclosure Auction Today Kit
We will cross reference our data base to make sure that we are not setting up You or others for failure. That you are not trying to do this on the same sale date, as 5 other property owners that have purchased the NEXT DAY AUCTION SFAT KIT.
(1st Month + Last Month + 1 Month Security Deposit)
 Easily could be $4,500-$9,000 (at rents between $1,500-$3,000/mo.)

the Golden of Ticket, the Notice of Bankruptcy Case Filing

we know exactly what to do

This complete step-by-step kit to stopping your Foreclosure Auction today!
Step 1: Watch this Quick Start Video 1st
This will calm you down and give you a quick synopsis of what you will be doing in the simple steps ahead that you would be taking and reassure you that you're following the correct simple steps outlined for you. The forms are simple and easily filled within minutes.
Step 2: Click on this form and fill out.
Literally, click and fill out ..AND have a video tutorial of HOW EXACTLY I would fill it out, so that you don't get overwhelmed.
Step 3: You need this
I show you exactly what you need to gather and put together, including: providing you with the forms, sample filled out forms, links to where directly get them and with a video of me showing you exactly how I would fill them out if it were me.
Step 4: Print & Sign
Step 5: First stop get on the road go here. park here.
I show you exactly which is the FIRST building that you have to go to. What window you're going to go. First, I show you where you can park. Because parking is scarce in downtown; or I show you the option of how you can get there by Metrorail and what stop do you have to get off at.
Step 6: Huge Important Point #1 
I'll tell you exactly what you cannot do or they won't let you go into the building.
Step 7: Huge Important Point #2
I'll tell you exactly what you need to have. (You're going to be screwed if you don't pay attention to these small, but super important details.)
Step 8: Second Stop: Now Go here
Now that you have your Golden Ticket the certified copy of the Notice of Bankruptcy Case Filing (your "Silver Bullet")--
I show you exactly where your 2ND and final stop is at. 
It's 3 blocks walking distance between both buildings not to far from each other. (you'll get a map printout so that there's no doubt and you can't get lost). Of course, you don't have to walk unless you have someone waiting for you outside to drive you and drop you off. Here I tell you exactly what floor, what room, what window to go to.



the Outcome?

YOU STOPPED THE FORECLOSURE AUCTION!!

With the help of this complete step-by-step kit to stopping your Foreclosure Auction today!
All because you took action and took advantage of the information that we made available to you. You got the simple, specific forms, directions and instructions on exactly what to do, when to do it and where to do it.
Remember once the court clerk gets your certified copy of the notice of bankrupcty filing with any of the people named as a defendant, the courthouse clerk...

Stops Everything

having to do with the foreclosure

They literally just check the court docket records, look up the names of the defendants, match the name of the certified copy of the bankruptcy paper, the Notice of Bankruptcy Case Filing. And once the name matches the name of any of the defendants in the court docket.

BAM!! The clerk in the Circuit Court -  Immediately, Instantly stops, cancels, Postpones the Foreclosure Auction.

Congratulations this is how you would get your time. Later within my course I will tell you what you can realistically expect to happen within the coming weeks, months after you stop the auction, and most of all, what you can you do.

Most attorneys will not tell you The reality

hiring a attorney at this point might be a bad idea, because...


Attorney's charge, thousand of dollars upfront.
Attorney's charge hundreds of dollars monthly.
Good Foreclosure defense attorney's charge, thousand of dollars monthly.
Attorney's charge, thousand of dollars upfront. Attorney's charge hundreds of dollars monthly. Good Foreclosure defense attorney's charge, thousand of dollars monthly.
I know because I have a client of mine, who eventually after fighting the foreclosure, delaying it for over 8 Years. Now decided to keep fighting and hired one of the best Foreclosure Defense attorneys out there. At a whopping $1,800 a month.

You have to be honest with yourself. Do you think you're going to keep your house for free? It is possible? Maybe but with a good, expensive Foreclosure Defense Attorney. What are the odds? What are the chances? Seriously, there is much fraud being committed by foreclosing mortgage lenders. But to prove it, that is a whole other issue. If you think that's your case and you have money, I promise that after you stop the foreclosure auction, I'll give you a few outstanding attorney contacts.
When you file a bankruptcy, it just stops the process temporarily. It's like a time out. I am going to tell you what even your bankruptcy or foreclosure defense attorney won't usually tell you which is filing a bankruptcy is usually just a band-aid.
The filing of a bankruptcy will definitely stop the foreclosure auction and everyone from proceeding with anything until the bankruptcy court addresses the matter, until you file the rest of the required paperwork or until the bankruptcy gets dismissed (closed out because you didn't qualify, you missed providing some paperwork, payments, etc.)
Right now I would focus on stopping the foreclosure auction first. The follow up of the rest of the paperwork, you can do after you file the bankruptcy and stop the foreclosure.  
Would You Agree?
Right now time Is of the essence. Afterwards, following up with the rest of the paperwork, you can do after you file. Here is where I might consider meeting with a knowledgeable bankruptcy attorney and have him/her give you the realistic options of whether you can qualify for a loan modification thru the bankruptcy court (vs. getting a loan modification directly with the lender)
There is a difference...
There's a difference between how typically an attorney initially files bankruptcy, and how I would file the initial paperwork of a bankruptcy. You might not understand strategic bankrupcty like I do. I'll get back to this below in further down with an interest in the property.

What Should Never Be An Option is

Losing your property, your home, in a foreclosure auction. This should never be an option. It will get much worse once the bank takes it back or a 3rd party/investor purchases it at the auction. The nightmare begins.
FOR STARTERS...
The mortgage lender (or the credit collection agency that they transfer their rights to), many times the final judgment (the court order) already has built into the language that allows the new title holder to take possession of the property after the auction (evict the occupants) ASAP and garnish (legally take money out of ) your wages, your bank accounts, your income tax return that you were expecting.
They can come after other assets that you might have too, possessions like boats, cars, motorcycles, anything that they think has value. They literally, come like a thief in the night, don't tell you and whoosh your hard earned monies get taken out of your pay check, your money disappears from your bank accounts, your income tax return check gets intercepted and given to them.
But right now, Let's focus on one thing - The urgency of stopping the foreclosure auction.  

What About The Tenant? 

We've seen tenants (and other people that are not the owners of the property) stop the sale (foreclosure auction) with a bankruptcy.

So this is how it works, I'm going to say it again. the moment you file bankruptcy once the Clerk of the circuit court is presented with a certified copy of the Notice of Bankruptcy Case Filing.
The clerk in the Circuit Court...
Instantly Stops, Instantly Cancels, Instantly Postpones the foreclosure auction. You will verify it on the spot. They'll give you the website link where you can verify on your phone, right there from the clerk's window, so that you are sure that it was stopped, cancelled, postponed, Instantly.
HOW?/WHY?
Because the foreclosure had their name as a possible Defendant. You see, before the bank's attorney files their initial foreclosure papers they research the title of the property. They have to include and notify everyone that has an interest in the property.  Whether the bank's attorney later challenges if a tenant can or can't, is to be determined later. After the foreclosure auction was stopped.) but in the meantime, until the court sorts all that out, you get the time that you need to seek your solution, the remedy to stopping the foreclosure auction.
I've explained it like this to some of my clients...
1. There's god up here, answering your prayer, controls everything then there's...
2. The federal court bankruptcy court, right below god who overrides, rules
and trumps over then there's...
3. The circuit court the court that is processing the foreclosure. 
Ok, Michael, I'm ready, I don't want to waste time...

my goal / my mission

my goal / 
my mission

To give you a how, so you can get this process started without an expensive attorney.
This is one of the reasons why they call me The Robin Hood of Foreclosures. Not because I steal from the rich, but because we help the poor in spirit. The oppressed, stressed out homeowner.


my mission here is to help you

I see big banks and their attorneys at bullies. One of the reasons why they call me The Robin Hood of Foreclosures is not because I have over 36 years of experience specifically working with Pre-Foreclosures or with families that are facing foreclosure, but the bank has not yet taken their property.
But because I have this passion, this need to go out and help people, that person, that family those that fell on bad times. The single mom who is struggling to make ends meet. The hard working dad ..who just doesn't get a break.
I've seen them in court, they beg the bank's attorney, they beg the judge, they beg for a little more time, a little more leniency. It breaks my heart when I see them. Heck it just happened to me with my 86 year old dad.
Unfortunately, the lenders, and the courts don't really care about your solution, they say they want to help, but all that really matters to these. Big deep pocketed lenders is to get their money. Again I understand that lenders have a right to their money, to their investment and I understand that the property is the collateral . I understand but they gotta give you some time to really figure out the realistic option.
You might know this, but many times, these banks don't rightfully own your loan and don't have a right to be foreclosing on you. They're like wolves in sheeps clothing and just do whatever they think they can get away with. I don't know if that is the case with your foreclosure and your loan. Not at this point.

Secret Tip

STOP the Foreclosure Auction Instantly

Any one of the people named as a defendant who files bankruptcy can stop everything having to do with the foreclosure.
(Check your foreclosure paperwork, at the end, there's a service list which the lender's attorney lists all defendants by name.). YES... Including the Tenant.

Strategic Bankruptcy

Generally, in most cases, an attorney is going to file a bankruptcy chapter 7 or chapter 13. The quick simple difference is with a chapter 7 you pretty much flick off say F-U- to everyone all your creditors, including your mortgage lenders. But then you have to surrender the property. Turn it in, voluntarily. Like a voluntary repo (repossession) of your car.
With a Chapter 13 you're intending to get into a payment plan with your mortgage lender and maybe your creditors.
This is complicated and I'm not here to get into all those details. If you want to get into a payment plan with your mortgage lender and possibly your creditors, you definitely need to see an attorney. One that specializes in Chapter 13, because they are complicated. You're essentially telling the bank and their attorneys that you intend to get into a payment plan. 
If it were me...
If I were the one facing the foreclosure auction, If it was coming right up. My goal, My Mission would be to stop the foreclosure auction, get time and look/research what my realistic options are. I would arrange to sit with at least 2 bankruptcy attorneys (just to compare). I would reach out to my lender and see what my "loan modification" options are.
I HATE BULLIES
I've seen it with my own eyes way to many times. It's kills me. It kills me to not be able to speak up and say something
(because I'm not an attorney and I can't give them any legal advice). So many times I've wanted to go out and tell them what I would do to stop the foreclosure auction. I understand that lenders have a right to their money and I understand that the property is the collateral.
I get it, I understand but c'mon, have some heart have some consideration unfortunately you're just a dollar amount
you're just a number.
All that matters right now all that matters right now is that you stop the Foreclosure Auction today, now that you get time.
1.) Can You STAY??
Can you Modify the Loan?
Can you Qualify to Modify the Loan?
IF NOT,
2.) IF you...
      Gotta go?
      if you gotta leave the house?
      if you gotta sell?
Ok then, but give you give me just a little more time to figure out all those options. like If I have no choice but to sell.
a.) Will I have money left over to move on? 
or
b.) If there won't be monies to move on. (because I owe more than what the house is worth. after you add back interest payments, attorney's fees, forced placed insurance, the real estate taxes paid on by behalf and any possible repairs needed, then please give me (get me) some more time to look at all these decisions that I know have to be made.  
I would be thinking, I'm sorry, but not sorry. If I can I'll leave on my terms. What's in my family's and my best interest. If I can't realistically qualify to stay, then on my terms, my timing.
I get a Short Sale Specialist, Make sure that they look after my best interests, see if they will help me (and know how to) possibly get me and my family some going away monies (cash for keys), for cooperating to move.  

I need to get time  to get organized.

Do I move in with my parents?

Do we​ move in with my In-laws? (Do I really want to do that?)

OR where to move to?
If so, I will need to:

​Gather/save funds to move for 1st, Last & 1 month's security deposit, moving truck, find a home that I can afford, move near the area that my kid's school, transfer FPL, water & sewer, etc.

​Gotta make sure that I have the income needed to sustain the monthly payments from this point forward.

If This IS You, If you need Time

The reality of the matter, my reality, my family reality is - I need time. 

If your Foreclosure Auction is scheduled for tomorrow or within the next 14 days. This is the sure way to stop the Foreclosure Auction. Against all odds, against all the naysayers. Even when the bank, the bank's Attorney and the judge said no.
The Robin Hood of Real Estate has been able to help, show homeowners how to save their home and stop the Foreclosure Auction. The Robin Hood of Real Estate helped those that fell into this deep foreclosure hole catch a break.
Ready for your next step? let's do this!

To recap, Here's Everything you get With S.F.A.T. KIT!

Here's your break, here's your answered prayer I can't force you to do it. The decision is yours. stop the upcoming Foreclosure Auction and get time, It is simple. I give you the simple step by steps.
  • Specific, exact government forms
  • ​Videos with each form 
  • ​Videos showing you my computer screen over my shoulder
  • ​Videos showing you how  I would fill it out.  
Stop it now, stop the  Foreclosure Auction! 
Stop it now, 
stop the  Foreclosure Auction! 
you still have time. (even if your auction is scheduled for tomorrow Morning at 9:00 am). Hurry, don't waste any more time.

Click on the button to get started A.S.A.P. Ok Michael, Let's do This, Let's strategically stop The Foreclosure Auction.

FREE 20 MINUTE CONSULTATION

Ok, take a deep breath. I'm going to help you. Don't worry, you are going to get clarity on your realistic options are after this telephone consultation. I will personally be calling you. Remember you have a guaranteed way of stopping the foreclosure auction and we'll go over that option.
Step 1: Click on a day and time below, time is of the essence.
Step 2: Scroll down and click on the blue button that says - select date.
DISCLAIMER: WE ARE NOT A LEGAL FIRM, WE ARE NOT ATTORNEYS. ALL THE INFORMATION FOUND HEREIN SHOULD NOT BE CONSIDERED TO BE LEGAL ADVICE AND IS TO BE CONSIDERED STRICTLY FOR INFORMATIONAL PURPOSES ONLY BASED ON OVER 37 YEARS OF BUSINESS AND PERSONAL EXPERIENCE. IF YOU NEED LEGAL ASSISTANCE, CONSULT WITH AN ATTORNEY.

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